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Vernam

April 20, 2018


[] THE FUTURE OF INSURANCE []

About Vernam

Our goal is nothing less, but to revolutionize the insurance industry! We are the first company in the world ready to implement a high-end technological solution which will dramatically lower the cost of insurance services while making the business way more efficient and friendly for all parties-from End Clients to major Insurance Companies!

For this purpose we developed Vernam! A decentralized platform, based on blockchain technology, connecting various stakeholders in the insurance industry – customers, brokers, and insurance companies, which will use blockchain technology to make the insurance process less costly, fully transparent and much more convenient.
The insurance industry is one of the largest and important industries in the global market. But it’s very rare that the insurance companies use modern technology. Most of the world largest companies still depend on the insurance brokers. This procedure involves high commission cost and less transparency. Vernam has addressed this loophole in the insurance industry. 

Vernam is a Blockchain based decentralized platform which connects different stakeholders including customers, brokers and insurance companies in the insurance industry. This will transform the insurance industry into a less cost and more transparent industry. Varnam grants following benefits for its users.



Zero commission service – This platform removes the agent involved in the insurance industry. That automatically removes the necessity to pay commissions.
Improve the security and transparency – Blockchain technology is an excellent mechanism for transferring and securing funds. It also facilitates to complex multi-party agreements. As no intermediaries involved, participants can sure that their information is not manipulated or tempered.
Lower insurance premium – Blockchain keep secured records on client’s insurance history, which can be used to optimize the risk assessment. This will reduce the insurance premium.
Public-private section – The platform will have a public and private section, which provides insurance related information. Private section enables client to purchase insurance products through smart contracts.
Vernam uses Vernam tokens (VRN) backed by Ethereum network, as their official currency within the platform. VRN is the cryptocurrency that would be accepted and used by the clients, insurers, brokers and all the participants of the platform.

This currency not only facilitates the insurance trade but also facilitate for distribution of rewards and incentives.

Vernam expects to allocate the total of 1 Billion VRN tokens among the stakeholders as follows.

50% will be distributed through public token sales
20% will be reserved in the Cryptosafe insurance fund
15% will be allocated to founders and team
7% will be allocated among advisors and the ambassadors
Remaining 3% will be distributed through the bounty programs

Vernam concept was born in 2017 and they have started the development from 2018 February. Currently, the team works to achieve following goals.

March 2018 – Launching the token sale
Quarter 3,2018 – Listing on a crypto exchange
Quarter 4,2018 – Launching and testing the platform
Quarter2,2019 – Entering into the first smart contract and launching a mobile app
2020 – Entering the European market
The team comprises with highly qualified and experienced professionals in legal, financial, technology, online communication, and insurance trading. Following is a small explanation on the Co-founders. 

Please visit their website or see the white paper for more details. 
Website :  https://www.vernam.com/


Team Members

Roman Angelov – CEO

Roman is currently reading for his Ph.D. and expert in IT. He is the CEO of Dimiroma Group, a leading Bulgarian consulting company in IT and digitalization.

Ivan Georgiev – COO

Ivan is the founder of successful mobile app Development Company and acts as a director of one of the biggest holding in Bulgaria.

Dimitar Mitrev – CBDO

Dimitar possesses experiences in creating and managing different B2B IT projects. He is the CEO of Deafor.


FOR MORE INFORMATION ABOUT VERNAM-PLATFORM

 OFFICIAL WEBSITE

Vernam - Telegram group 

Vernam Official - Twitter

Vernam - Facebook

Read Vernam–Whitepaper: Click Here

Author: Marksmanio
BTT:  https://bitcointalk.org/index.php?action=profile;u=1561363
Vernam Vernam Reviewed by Micheal on April 20, 2018 Rating: 5

DATAREUM

April 01, 2018

DATAREUM 
A Decentralized Marketplace for Data

About : 
   
                     Datareum is a decentralized market that allows individuals to monetize their personal  data,  sell  it  directly  to market researchers, academic researchers, and other interested parties. Built on the Ethereum public blockchain, the Datareum platform will facilitate this peer peer information from sensitive personal information securely, without the risk of hacking. Using online surveys as a starting point for building markets. Datareum will use an incentive mechanism that, in the long run, will ensure the availability of superior quality custom data, providing an indispensable tool for researchers of all types.

How it works :


       *Data Problems.

In our daily lives we all must open up and generate unreasonable amounts of data, and all of this is recorded in a growing global database exponentially. In the data market, data quality is very important, but the data generated by the bot, is still low quality. The level of data production increased in such a way that, according to IBM Marketing Cloud research, since 2016 only 90% of data currently on the Internet has been made, and research from IDC shows that 90% of the data generated so far is unstructured, extract, (obtain or produce) a real meaning.


      *The solution provided by Datareum.

To solve all these problems, we've provided high-quality data, and it's all on the Datareum platform. Datareum is a decentralized market that will allow all individuals to monetize their personal data, and sell it directly to researchers, companies, and also to other interested parties. Dateareum is based on the common block Ethereum.
This platform will enable all people who use it to conduct peer-to-peer transactions from sensitive personal information in complete security and without risk of data being hit. The Datareum platform will initially use electronic market development research and will be an incentive mechanism that will from time to time ensure superior data quality with innovative tools for all types of market researchers.

The Datareum platform will eliminate data brokers based on peer-to-peer data sharing. Blockchain technology features built into this platform that will eliminate all the costs of data storage, and storage by storing data on a distributed network. The data will be stored in such a way that the data is very safe from the attackers, because the cost of attacking the platform will be much higher than the cost of information that may have been obtained.


      Benefits offered to data seekers :
  • Reduce costs by eliminating intermediaries in the data collection process.
  • Resell the results on the Datareum platform.
  • High speed and convenient performance.
  • Determine the research budget.
  • Do your own research.
  • Accept relevant data only from a specific demographic.
  • Reliable data is obtained from people, not from bots.

Benefits offered to data providers :
  • Anonymous.
  • Monetize information.
  • Get full control over all data.
  • Generate residual revenue in your data.
  • Sell data that you only want yourself.
  • Earn money by completing the survey.
  • Get payment right away.


Decentralized Market Data Datareum :


                                                                 The Datareum Platform provides a market for high quality data. Data providers continue to obtain DTN because the data they provide will be resold. Data Applicants pay for customized data, which will be resold for profit.


Distribution & Use Token :


                                                           Our sales crowd will be audited twice with all the evidence stored in escrow, and returned to the buyer if softcap is not reached.


Token Details :
  • Symbol : DTN.
  • Total Token Supply : 1 Billion.
  • Softcap : $500.000
  • Pre Sale Hardcap ; $2000.000
  • ICO Hardcap : $18.000.000
  • Available Token for Sales : 600.000.000
  • Intial Token Price : $0.03 USD.
  • Type : ERC-20.
  • Currencies Accepted : ETH




FOR MY INQUIRY 

BTT USERNAME  :  Marksmanio
BTT PROFILE LINK : https://bitcointalk.org/index.php?action=profile;u=1561363
DATAREUM DATAREUM Reviewed by Micheal on April 01, 2018 Rating: 5

Vestarin

March 31, 2018

About : 
                   Vestarin  is a mobile platform that have  hundreds and thousands of service providers and vendors who accept payments using Cryptocurrency. Vestarin will attract professionals to build a strong team. Vestarin will collect a lot of relevant information for the development of crypto enthusiasts. Vestarin will implement the best ICO projects for investors. And all this in 15 languages.

The Vestarin platform will combine individuals, limitations and opportunities to address each issue. Everything is in the hands of clients, including experts, designers and financial experts - all the people in this industry are involved in work by one stage. You will have the ability to study, create surveys and criticisms, doing ICO's fame picture, as it will be easier for financial specialists to choose, everyone's risk is minimized, and the maker of wrongdoing was found by most specialists. The open chart will also create a platform that takes into account the effects of previous and current ICO efforts. 


How does Vestarin works:
                                       Store owners, departments, exchange points integrate their activity on the Vestarin platform, while users make purchases and pay for services on their VST token. ICO representatives represent their projects on the platforms as users approve and discuss them publicly to create a reputation, which allows investors to rely on them. Vestarin will offer its users a range of latest technologies and cryptocurrency news from dozens of sources for viewers around the world. Blockchain-technology and cryptogizmos will have a common platform for cooperation


Vestarin Platform :
                                         The global emergence of cryptocoins has reached more than $ 500 billion. Some segment holders sign up on our platform to spend their cryptocoins without resorting to cash. The market analysis shows impressive numbers, so it's not a big deal to attract people. One year after launching the platform:

More than 10,000 users.
Spend $ 1 billion, for the purchase.
Capitalization of $ 50 million, so symbolic holder will see a rapid growth in market interest and as such are also important.

Vestarin Opportunity :
                                          Vestarin is ideal for surviving the era of the digital revolution, when Vestarin can easily manage the funds. Now you do not need to go to the bank, queue up, file a report on the source of your own funds. But there is still a significant possibility that ultimately will provide the digital currency of fiat power - to pay that money for goods and services.

Vestarin will give users the opportunity to: run in a transparent and secure ecosystem where everyone works with peers. This is a unique opportunity to develop business in the digital economy without unnecessary costs in documents, banks, bureaucracy. The effectiveness of business creation is phenomenal and positively influences the development of the digital economy.



Pre-ICO Fund Distribution:

Distribution of ICO Funds :



FOR MORE 






FOR MY INQUIRY 


BTT Username: Marksmanio

My BTT Profile :   https://bitcointalk.org/index.php?action=profile;u=1561363
Vestarin Vestarin Reviewed by Micheal on March 31, 2018 Rating: 5
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